Cashalo – Cash Loans, Installment, Credit

Company name: Paloo Financing Inc.


Registration no.: No. CSC201800209

Contact info.:

Facebook: @CashaloPH
Address: 16F World Plaza, BGC, Taguig City, Philippines 1634
Contact Number: +63 2 8470 6888

3.6 / 5 Reviewer
{{ reviewsOverall }} / 5 Users (0 votes)
It is legit and fast and they also have good customer service. Meron ding nagsasabi that this app is convenient and helpful especially their service, the shop now pay later. Pwedeng pwede ito sa mga wala pang budget but needed to buy gadgets for online classes or any matters.
Experience may differ from each other. While others experience good service pero meron ding iba that suffer and complained about harsh agents and bad customer service. And like other applications, the interest rate of this app ay maaaring masyadong mataas para sayo, so better read their interest rates and service charge information first bago mag proceed sa loan or sa piniling service.
Cashalo is a fintech platform that delivers digital credit to Filipinos – helping them elevate their financial well-being. Sa app na ito they offer a loan amount up to Php 4,500 and aside from loaning, this app focuses more on their service, the "Shop Now Pay Later" where you can shop for gadgets and appliances and pay later in installments. You can pay later in 3, 6, or 9 monthly installments from any participating stores.

For loan interest, this app guarantees a low-interest rate, you can also visit their website or their application for more information about their interest rate. While for the "Shop Now Pay Later" service the maximum effective APR% is at 49.68%.

You can install their application to know the information of their loan term for cash or you can visit their website while for the "Shop Now Pay Later" the minimum repayment period is 90 days and the maximum is 270 days from Cashacart participating stores.

Example of the service "Shop now Pay Later",
Total Down payment: 20% (Php1,400)
Loan amount: Php5,600
Processing fee: 5% (Php280)
Loan term: 6 months
Monthly interest rate: 3.99%
Monthly payment: Php1,121.31
Total payment: Php6,727.89

Para makapag loan dito dapat na ikaw ay isang Filipino citizen, 21 years old and above at dapat na ikaw ay currently employed or merong steady income. They also need personal information (valid govt. issued ID and proof of billing/address); work information (valid work ID and recent payslip); and your nominated bank account details.

After approval, the loan amount will be deposited directly into your nominated bank account or PayMaya account. And for repayment, there are three options,
Online Banking:
- GCash
- PayMaya
- Bdo Online Banking
- Robinsons Online Banking
Over the Counter:
- 7-Eleven
- ECpay
- TrueMoney
- BDO branches
- SM Business Centers
- Bayad Center
- Robinsons Bank Bills Payment
- Robinsons Business Center (located in Robinsons department store)
- Digipay
Remittance & Payment Center (via Dragonpay)
- Bayad Center
- Cebuana Lhuillier Bills Payment

Loan Approval and Disbursement
Ease of Use
Customer Service
Loan Repayments
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Mayzelle is our official loan correspondent at She ensures that all active lending apps or companies will be presented here for the benefit of our readers and followers.

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