RFC Business Loans – Provide financial access to every Filipino

Radiowealth Finance Corporation (RFC) is an online lending company that has been offering loan solutions to the public for the past 50 years. They have a variety of financing options especially great for those who have a business. Meron silang tatlong klase nang loan product and each has different categories na pwede mong pagpilian.

Under Business Loan there are five (5) categories at ito ay ang Business Expansion Loan, Franchising Loan, Machinery and Heavy Equipment Loan, Working Capital Loan. At ito naman ang mga requirements if you want to apply at these loan product.

- Completed Loan Application Form
- 2 valid government ID’s (if employed, pls include company ID)
- Proof of Billing Statements
- DTI Registration Certificate
- Business or Mayor's Permit
- Proof of income, 3 Months latest audited financial statements
- Photo of Business store location
- Franchise certificate for Franchising Loan

Meron din silang Financing Loan, maganda ito especially if you want to loan for a car, appliances, machineries, heavy equipment, and other office equipment for your business and even a capital loan. Ang ito naman ang mga requirements para makapag loan dito.

- Completed Loan Application Form
- 2 valid government ID’s (if employed, pls include company ID)
- Proof of Billing Statements
- DTI Registration Certificate
- Business or Mayor's Permit
- Proof of income, 3 Months latest audited financial statements
- Photo of Business store location

Ito naman ang kailangan para sa Retail Equipment Loan (Working Capital Loan or Store Inventory Loans).

- Duly accomplished loan application form (hardcopy or digital versions)
- At least two (2) primary government-issued IDs (for authorized signatories)
- Latest 2 2x2 ID photo (for authorized signatories)
- Proof of business site –billing statements/official receipts/lease contract (for those renting)
- SEC Registration Certificate
- Articles of Incorporation/ Partnership and By-laws
- Notarized GIS
- Notarized Partnership/ Board Resolution and Secretary’s Certificate (denote appointment of an authorized signatory to transact for the loan, to sign loan documents, and authorization to conduct credit investigation)
- SPECIAL POWER OF ATTORNEY (issued by corporations/partnerships for representatives acting on behalf of the company)
- Business Permit
- Other Permits/Certification issued by government agencies as required depending on the type of industry (such as permits issued by DENR, DOH, DAR, RoD, LTO, LRA, etc.)

At ito naman ang requirements for Special Equipment Loan (machinery, heavy equipment, and other office equipment for your business).

- Duly accomplished loan application form (hardcopy or digital versions)
- At least two (2) government-issued IDs
- Latest 2 2x2 ID photo
- Proof of residency – billing statements/official receipts/lease contract (for those renting)
- DTI Registration Certificate
- Business Permit or Mayor’s permit
- Other Permits/Certification issued by government agencies as required depending on the type of industry (such as permits issued by DENR, DOH, DAR, RoD, LTO, LRA, etc.)

If you need to loan money naman for bill payment, emergency cash fund, or simply extra money for a celebration, then Multi-Purpose Loan is for you. Here you can borrow with a minimum of ₱5,000 up to a maximum of ₱50,000 with a minimum interest of 3.5% per month. Loan term ranges from 3 months to 1 year and one of the advantages here ay kahit na you have a monthly income of ₱7,000 (provincial) or ₱10,000 for Metro Manila residents ay pwedeng pwede ka paring mag apply dito. Age should also be 21 to 64 yrs.

Pwede ding mag apply ang mga OFW dito and here are the requirements needed.

- 2 valid government-issued IDs
- Latest 3 months Proof of Remittance
- Latest valid Employment Contract + Plane Ticket (if any)
- Latest Proof of Billing
- 4 character references
*Additional documents may be required during credit evaluation.