KayaCredit: A Revolutionary Access to Personal and Small Business Loans

KayaCredit serves as a middleman between loan borrowers and the partner lenders, it uses risk-based profile scoring system as well as artificial intelligence in analyzing data to find a better way to find qualified and responsible borrowers using a risk-based profile scoring system for the unbanked. How does KayaCredit actually works?

The loan borrowers will fill in basic information and desired loan details through  https://KayaCredit.com either directly or through over the counter (OTC) branches on Ayannah’s network or Bayad Center’s network. The submitted information will undergo computation to get KayaCredit Score. Lenders in the lender marketplace will bid for the application of the borrower. The borrower will be able to check the offers and he/she can also have as much as 5 different loan applications at any given time. The borrower can choose one loan offer per loan application. KayaCredit will send the borrower’s personal and contact information to the partner lender upon the chosen offer of the borrower. The partner lender will conduct credit investigation and shall decide to offer the loan or not. In case the loan is approved, the partner lender will contact the loan borrower. On the other hand, KayaCredit will inform the borrower in case the loan is not approved.

Who are eligible to apply? A Filipino citizen and currently resides in the Philippines within ages of 18 to 70 years old. Employed or has a stable source of income. The requirements will depend on the lender that approves the loan application. Usually borrowers will submit documents to prove their identification, residence and income. In case collateral will be involved, lenders will ask for proof of the property.

Loans to avail:

Home loan


Personal loan

SME Loan

Lan Based OFW Loan

Sea-Based OFW Loan

Appliance Loan

Pension Loan

Auto Loan

Home Loan

With the fast pacing environment technological innovation has truly evoke competition to revolutionize the processes and systems of lending entities to adapt to changes in a fast, reliable and more convenient results. Di mo na kailangan pang mainitan at pumila ng napakatagal dahil sagot na yan ng KayaCredit. Sa KayaCredit yakang-yaka ang loan application mo!

Source: https://KayaCredit.com

The following two tabs change content below.

Sharmaine Escarian

Unstoppable, determined and very passionate. A full time HR practitioner, freelance writer, a loving daughter and a seeker of adventures, lifetime learning and improvement. And shall continue to design the life that she has always dreamed of -- inspirational, purposeful and a journey where there is contentment and genuine happiness.

Latest posts by Sharmaine Escarian (see all)

Basahin ang iba pa naming mga posts to know more!

PBCOM Personal Loan

Each of us has a dream—a better education and future for our child. A memorable once in a lifetime dream wedding. A dream vacation with family and friends. Whatever it…

Asialink Finance Corp. – OFW LOAN

Company Name: ASIALINK FINANCE CORPORATION Website: https://www.asialinkfinance.com.ph/ SEC Registration: No. A199711768 Contact Information: (02) 8709-7777 | 0917 808 9215 Email address: customerservice@asialinkfinance.com.ph Office Address: Suite 210 AIC Gold Tower Emerald…

Kusog Pera – Your Own Unique Personal Bank

Company Name: Kusog Pera Lending INC Website: http://h5.u3s3.com/kusog-pera/index.html SEC Registration No. CS201605477 Contact Information: SUN – 09338290350/ GLOBE – 09277794094 Email address: csxinpan@gmail.com Office Address: 29th Floor, Joy Nostalg Centre,…

OKPeso – Safe Online Cash Loan App

Company Name: Codeblock Lending Inc. Website: N/A SEC Registration No. CS201913681 Contact Information: Can only contact them through their email. Email Address: service@okpeso.com Office Address: 11th Avenue Corner 39th Street…

HappyCash – Fast Credit Cash Loan Online

Company Name: Yinshan Lending, Inc. Website: N/A SEC Registration No. CS201900108 Contact Information: GLOBE:09272356293 / SMART:09989337974  Email address: cs@happycash.asia Office Address: 3rd Floor,50LDM building, Polaris St.Barangay Poblacion, Makati City HappyCash…

PesoQ – No need for collateral to loan!

Company Name: U-PESO LENDING INVESTORS CORP. Website: https://www.pesoq.com SEC Registration NO.CS201816691 Contact Information: Globe: +639 271160484 / Smart: +639 079839333 Email address: cs@pesoq.com Office Address: 2nd Floor, Aseana Power Station,…

Malacash – Online Loans in the Philippines

Company Name: Paylater Lending and Fintech Corp. Website: http://malacash.ph/ SEC Registration No. CS201911669 Contact Information: 091 763 62076 Email address: malacash.customerservice@gmail.com / malacash.lending@gmail.com Office Address: N/A Malacash Lending Highlights MalaCash…

GoPeso – Fast Online Cash Loan

Company name: Sumulong Financing Inc. Registration no.: No: CS201915712 Contact info.: Address: Unit 1402 The Trade & Financial Tower 7th Avenue cor 32nd st., Bonifacio Global City,The Fort, Taguig CityContact…

Leave a Comment