Company name: OKLIK LENDING COMPANY INC.
Registration no.: No. CS201903131
Contact info.: Tel: 09994153606 (globe) 09773186511 (smart)
Address: Oriental plaza, emerald drive, PH, Pasig City, San Antonio
Pros
Madali lang mag apply dito at simple lang ang mga tanong. It has a video at the end part of the application para ma confirm ang iyong identity.
Cons
Even though the interest rate is not stated in the app description pero marami ang nagrereklamo about high-interest rate. Matagal din ang approval nang application and others experience rejection right after sending the application and others have a hard time re-applying.
Summary
Opeso is an online lending application that provides easy online loan service to every ordinary borrower, to help every Filipino solve their financial problems. At this app, interest rate and other service fees are stated inside the application kaya mas better if you download the app first and read their terms and other information before proceeding with the loan.
Loan minimum-maximum amount is also indicated inside the application. Loan term is not specifically stated in the app description, however, in the comment section other said that the loan term is only 7 days or 1 week. But it can be extended sa susunod na transaction or if mag re-reloan ka.
Opeso also has a service of Shop Now and Pay Later with a minimum repayment period of 90 days and a maximum of 210 days. Shop Now and Pay Later has a maximum effective APR of 36%.
For example,
Loan Amount: Php20,000
Processing fee: 10% (Php2,000)
Loan term: 3 months
Monthly interest rate: 3%
Total payment: Php21,800
Para makapag loan sa app na ito dapat na ikaw ay 18 years old and above at mas better if you have a bank account para mas mapadali ang approval and you also need to prepare at least one valid ID.
Loan minimum-maximum amount is also indicated inside the application. Loan term is not specifically stated in the app description, however, in the comment section other said that the loan term is only 7 days or 1 week. But it can be extended sa susunod na transaction or if mag re-reloan ka.
Opeso also has a service of Shop Now and Pay Later with a minimum repayment period of 90 days and a maximum of 210 days. Shop Now and Pay Later has a maximum effective APR of 36%.
For example,
Loan Amount: Php20,000
Processing fee: 10% (Php2,000)
Loan term: 3 months
Monthly interest rate: 3%
Total payment: Php21,800
Para makapag loan sa app na ito dapat na ikaw ay 18 years old and above at mas better if you have a bank account para mas mapadali ang approval and you also need to prepare at least one valid ID.
Loan Approval and Disbursement
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Loan Repayments
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mayzelle
Mayzelle is our official loan correspondent at PinoyMoneys.com. She ensures that all active lending apps or companies will be presented here for the benefit of our readers and followers.
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