Tatlong Sikreto Para Di Maubusan Ng Pera

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Laging kinikulang ang budget? Ginawa mo na nga ang lahat pero di pa rin sapat. Pwes, narito na ang tatlong sikreto upang magkaroon ng sapat na salapi.

1. Ipon muna bago ang gastos. Laging tatandaan ang 80-20 rule sa pag-iipon income minus savings is equal to expenses. Siguraduhing may sapat kang ipon sakaling may di inaasahang pangyayari. Iwasan ang pagiging magastos lalo na’t di naman kailangan at ito ay isang luho lang.

2. Iwasan ang di magandang bisyo. Ang labis na pag inom, paninigarilyo, drugs, pangangaliwa at iba pang di magandang bisyo ay hindi lang magdudulot ng di magandang epekto para sa katawan ngunit pati na rin sa bulsa.

3. Magtrabaho muna bago magbakasyon. YOLO which stands for You Only Live Once, bakasyon dito bakasyon doon tila di mauubusan ang budget sa kakagala dahil lang sa kadahilanang minsan lang tayo mabuhay. Hindi naman masamang magpahinga at gumala. Pero kung ito lang naman ang magiging rason upang maubos ang iyong pera at mabaon sa utang marahil ay ugaliin mo ng maging masinop.

Delayed gratification makes up the three secrets of having an ample amount of money to sustain your needs as well as your wants. You can always have fun but in order for you to do this, you must first endure from any temptation which stops you to eventually reap the fruits of your hard work.

Maari niyo rin basahin ang Two Key Formulas For Saving Big Time sa link na ito: upang mapalawak ang kaalaman sa pag-iipon ng pera.

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Sharmaine Escarian

Unstoppable, determined and very passionate. A full time HR practitioner, freelance writer, a loving daughter and a seeker of adventures, lifetime learning and improvement. And shall continue to design the life that she has always dreamed of -- inspirational, purposeful and a journey where there is contentment and genuine happiness.

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