2020 pero wala ka pa rin bang ipon? Bakit nga ba?Ano ba ang mga rason kung bakit di ka pa rin makapag ipon? Wants over needs; buying the things that you don’t necessarily need. Ang dami mo kasing binibili na hindi mo naman talaga kailangan parati kang nakababad sa Shoppee, Lazada o iba pang online … Read more
Dreaming of becoming financially stable? Well, it’s never too late to grind and be able to get your “A” game on in. Securing for a brighter future has become a top priority for every individual since savings are no longer enough and the future is quite uncertain. All throughout the years, you have been working … Read more
A savings plan is a plan which involves safe, secure and proper allocation of your savings whether in your own supervision or through the help of banks and other financial entities who will keep track in order to meet your short term or long term financial goals. Here are the ten simple steps in making … Read more
Ngayong panahon ng krisis sakit sa ulo talaga ang paniningil ng utang lalung-lalo na’t kailangan natin. Minsan tayo pa ang mahihiyang maningil at yung may utang pa ang may ganang magalit, magbibigay ng kung anu-anong rason hanggang sa ikaw ay mapagod at tumigil. In order to prevent this scenario from happening again, here are some … Read more
Laging kinikulang ang budget? Ginawa mo na nga ang lahat pero di pa rin sapat. Pwes, narito na ang tatlong sikreto upang magkaroon ng sapat na salapi. 1. Ipon muna bago ang gastos. Laging tatandaan ang 80-20 rule sa pag-iipon income minus savings is equal to expenses. Siguraduhing may sapat kang ipon sakaling may di … Read more
There are two formulas to follow in order to prioritize savings. The first formula is the 80-20 rule. It is a widely used formula and is highly acknowledged as an efficient method for saving. The rule is simply to set aside 20% of your net income for your savings. While the other remaining 80% is … Read more
Habang papalubog ang ekonomiya parami ng parami din ang mga taong naeenggaanyong mag-invest sa sa ibat-ibang paraan kagaya ng Mutual Fund. Ano nga ba ang mutual fund? A mutual fund is professionally managed investment fund that source money from investors which may be retail or institutional in order to purchase securities. The advantages of investing … Read more
The Calamity Loan provided by SSS and PAG-IBIG has the same purpose of providing immediate financial assistance to members who are currently affected by the global pandemic. Who are eligible for SSS Calamity Loan? For a member to qualify he/she must be a resident of the Philippines and have not been granted any final benefit … Read more
An automatic savings plan is a systematic method of saving money wherein a contributor will allow the involvement of a financial entity such as banks. This is to ensure a safer and more effective way of handling one’s savings in order to successfully meet the contributor’s financial goals. The automatic savings plan will allow the … Read more
PAG-IBIG Calamity Loan is a financial assistance given to members in times of catastrophy just like the COVID 19 pandemic. Now, who are eligible to apply for the calamity loan? All Pag-Ibig members who contributed for at least 24 monthly membership savings can avail. Members can borrow up to 80 percent of their totalPag-Ibig regular … Read more
I have a good news today. Sino ba ang gustong magkaroon ng credit card? Compared to wealthy countries, dito sa Pilipinas hindi po karamihan ang may credit card — kasi, mahirap din magkaroon nito. Kung wala kang banko, it is hard to get one. Pero it is possible to get a credit line through GCash’s … Read more
Batay sa isang study na published sa isang Medical Journal na The Lancet (as reported by Emma Reynolds at CNN), further outbreaks could reoccur if this lockdown will be lifted because there is no effective vaccine that is widely available yet. This time, it could lead to new restrictions… And… it could be catastrophic to … Read more
Totoo po yan. Yung diskarte natin sa buhay napakalaking tulong po, lalo na sa panahon ngayon. Ano ba ang iyong ginagawa ngayon? Hahayaan mo na lang ba na mapuputol ang income stream? No. Hindi mo hahayaan yan. Lalo pa’t may pamilya ka. Isa po ako sa mga tao na naniniwala na kahit ano pa ang … Read more
Para sa akin, malaking tulong na rin kung makatatanggap tayo ng rasyon mula sa gobyerno… pero, maaasahan ba natin ito? Sadly, hindi ito maaasahan… that’s how I set my mindset… hindi ako aasa sa rasyon ng gobyerno para sa aking pamilya. If makatatanggap ako ng rasyon, mas maganda, but not the point that I will … Read more
Kung meron na po kayong account sa SSS online via sss.gov.ph, pwede na po kayong umutang… How to qualify for SSS salary loan? Dapat meron na po kayong total na 36 contributions. At, if hindi straight ang inyong pagbayad, at least merong 6 months na paid contributions sa nakalipas na isang taon or 12 na … Read more