Company name: Acom Consumer Finance Corporation
Registration no.: CS201724897
Website: https://www.acom.com.ph/
Contact info.:
Adress: Ground Floor, AIC Burgundy Empire Tower, along Sapphire Road, beside 7-Eleven, back of Robinsonās Galleria
Email: customer_service@acom.com.ph
Tel: (02) 5304-5200
Mobile:
0917-713-9761 (Globe)
0919-077-6787 (Smart)
Mon-Sat 10:00 AM-7:00 PM
Pros
Mabilis ang transaction at application process dito at marami din nag co-compliment about their accomodating staff and good customer service.
Makikita mo din ang ACOM sa official website nang sec.gov.ph and that means na ang lending company na ito ay nakapasa sa lahat nang necessary inspections of the supervisory authority at mapagkakatiwalaan.
Makikita mo din ang ACOM sa official website nang sec.gov.ph and that means na ang lending company na ito ay nakapasa sa lahat nang necessary inspections of the supervisory authority at mapagkakatiwalaan.
Cons
Although mabilis ang process nang application dito pero marami naman nagrereklamo about delay of approval na umaabot pa minsan nang ilang araw, others experience naman that after sending lahat nang requirements ay na reject agad application nila. Others complained din about high-interest rates and hidden charges. Also, hindi naman nilalahat but there are some rude agents too.
Summary
Acom is an online lending company first established in Japan and was giving their service since 1978 and has been ranked as one of the largest and well-recognized consumer finance companies sa Japan. Noong July 27, 2017 ay nagtayo nadin sila nang branch here in the Philippines and currently ay meron na silang 10 branches and booths in Metro Manila with a mission to contribute to the development of the Philippine economy and financial business.
Ang online lending company na ito ay may minimum-maximum loan amount na P5,000.00 - P500,000.00 at ang loan term naman ay 6 ā flexible months. They have an interest rate of 3.315% ā 4.563% per month at ang annual percentage rate (APR) ay 39.78% ā 54.756%. Also, they have late payment fee na P500.00 per month kaya better to pay on time to avoid paying nang malaki.
For example, if you borrow 10,000 PHP for 12 months with an interest rate of 4.563%, your monthly repayment will only be P1,100.00, but can also be paid with at least a minimum amount of 8% of the total outstanding principal balance 10,000 x 0.08% = 800 PHP.
Here are the qualification para makapag loan dito:
- Filipino, 21 to 65 yrs. old
- Employed
- Working tenure for at least 3 months.
- Salary (range ā±7,000 per month)
- Contact (Has an existing company landline phone & personal mobile)
*NO need for a landline if freelance ESL teacher & partner driver/rider.
Ito naman ang mga requirements para makapag loan dito:
- 1 Valid Govt. Issued ID (TIN, SSS, GSIS, UMID, Passport, Driverās License, Postal ID, Voterās ID, PRC, NBI Clearance)
- Employment Proof (COE or Company ID, and Latest Payslip within 15 days or BIR2316)
* If working under agency, provide Original Certificate of Employment or Employee ID issued by the Agency.
- Proof of TIN (TIN Card, Recent BIR 2316, Company ID, Payslip)
*No need for proof of TIN if you already have it in the Govt. ID or Proof of Employment.
Also, Acom is now accepting Freelance ESL Teachers (51Talk, ACADSOC, Weblio, Rarejob, Bizmates, etc.) & Freelance Partner Drivers/Riders (Grab, Angkas, Lalamove, Foodpanda, etc.) and here are the requirements if you are one of the ESL teachers or a Freelance Driver/Rider.
- 1 Valid Govt. Issued ID (TIN, SSS, GSIS, UMID, Passport, Driverās License, Postal ID, Voterās ID, PRC, NBI Clearance)
- Income Certificate (Screenshot of the applicantās company app reflecting consecutive pay periods that will make up 1-month worth of pay.)
- Proof of TIN (TIN Card, Recent BIR 2316, Company ID, Payslip)
*No need for proof of TIN if you already have it in the Govt. ID or Proof of Employment.
Walang bank account? Not a problem kase here in Acom you can claim your money at LBC branch without registering your bank account.
Ang online lending company na ito ay may minimum-maximum loan amount na P5,000.00 - P500,000.00 at ang loan term naman ay 6 ā flexible months. They have an interest rate of 3.315% ā 4.563% per month at ang annual percentage rate (APR) ay 39.78% ā 54.756%. Also, they have late payment fee na P500.00 per month kaya better to pay on time to avoid paying nang malaki.
For example, if you borrow 10,000 PHP for 12 months with an interest rate of 4.563%, your monthly repayment will only be P1,100.00, but can also be paid with at least a minimum amount of 8% of the total outstanding principal balance 10,000 x 0.08% = 800 PHP.
Here are the qualification para makapag loan dito:
- Filipino, 21 to 65 yrs. old
- Employed
- Working tenure for at least 3 months.
- Salary (range ā±7,000 per month)
- Contact (Has an existing company landline phone & personal mobile)
*NO need for a landline if freelance ESL teacher & partner driver/rider.
Ito naman ang mga requirements para makapag loan dito:
- 1 Valid Govt. Issued ID (TIN, SSS, GSIS, UMID, Passport, Driverās License, Postal ID, Voterās ID, PRC, NBI Clearance)
- Employment Proof (COE or Company ID, and Latest Payslip within 15 days or BIR2316)
* If working under agency, provide Original Certificate of Employment or Employee ID issued by the Agency.
- Proof of TIN (TIN Card, Recent BIR 2316, Company ID, Payslip)
*No need for proof of TIN if you already have it in the Govt. ID or Proof of Employment.
Also, Acom is now accepting Freelance ESL Teachers (51Talk, ACADSOC, Weblio, Rarejob, Bizmates, etc.) & Freelance Partner Drivers/Riders (Grab, Angkas, Lalamove, Foodpanda, etc.) and here are the requirements if you are one of the ESL teachers or a Freelance Driver/Rider.
- 1 Valid Govt. Issued ID (TIN, SSS, GSIS, UMID, Passport, Driverās License, Postal ID, Voterās ID, PRC, NBI Clearance)
- Income Certificate (Screenshot of the applicantās company app reflecting consecutive pay periods that will make up 1-month worth of pay.)
- Proof of TIN (TIN Card, Recent BIR 2316, Company ID, Payslip)
*No need for proof of TIN if you already have it in the Govt. ID or Proof of Employment.
Walang bank account? Not a problem kase here in Acom you can claim your money at LBC branch without registering your bank account.
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Mayzelle Taze
Content Manager at Pinoy Moneys
Mayzelle Taze is the content manager at Pinoy Moneys. She specializes in writing posts for the loans category to keep our fellow Pinoy updated on loan opportunities.
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