Asialink Finance Corp. – OFW LOAN

Company Name: ASIALINK FINANCE CORPORATION

  • Website: https://www.asialinkfinance.com.ph/
  • SEC Registration: No. A199711768
  • Contact Information: (02) 8709-7777 | 0917 808 9215
  • Email address: customerservice@asialinkfinance.com.ph
  • Office Address: Suite 210 AIC Gold Tower Emerald Avenue cor Garnet Road, Ortigas Center, Pasig City 1600

Asialink Finance Corp. Highlights

Asialink Finance Corp. is an online lending company that gives loan service to OFWs who need financial help.

Are you an OFW who wants to invest in Real Estate and take out a loan for homes that you can call your own, buy a car, start a business or want to avail yourself a personal loan for emergencies? AFC can help you with that.

You can apply online on their website or in-person by going to their branches. Bring all the documents needed for faster processing.

To be eligible to borrow, you should meet the following:

1. OFW currently working overseas with an active employment contract/ valid contract with an agency.

2. Returning OFWs – previously worked overseas and has a plan to go back.

3. First time OFWs with no initial capital or funds.

4. Age must be 21 – 59 years old.

5. Monthly salary that can cover personal expenses and loan dues.

Are you currently abroad? You can still apply for a loan! A co-borrower or family member with a stable income can get your loan approved.

No checking account? Not a problem. AFC will endorse and assist you to their partner bank.

Once the loan is approved, one of the AFC personnel will call to inform you and give instructions on claiming the money.

Your cash will be disbursed via cash card, direct deposit, or checks.

You can pay via post-dated checks (PDCs) or through their partner payment centers.

Are you having trouble with paying on time? Don’t hesitate to get in touch with their Customer Service to help and give you solutions.

REQUIREMENTS:

BORROWER

  • Proof that you have been working overseas for at least two years
  • Application form with latest photo and signature
  • Proof of employment ( must be validated by the Philippine Embassy or Consul)

– Payslip

– Employment contract

  • Philippine passport (Photocopy only)
  • Working visa (Photocopy only)
  • Billing statement (choose only one of the following)

– Electricity

– Water

– Credit

– Phone Bills

CO-BORROWER

  • Proof of fixed income

– Certificate of employment

– Payslip

  • Two (2) valid IDs
  • Proof of billing
  • Age must be between 21 – 49

Accepted Valid IDs

  • TIN
  • SSS
  • Voter’s ID
  • Driver’s License
3.6 / 5 Reviewer
{{ reviewsOverall }} / 5 Users (0 votes)
Pros
IF you need cash quickly, then AFC is a convenient alternative. Unlike applying for a loan at a bank, processing and validating proofs may take a while. Here at AFC, they can provide for your financial needs immediately. Just provide all the necessary documents.
Cons
Since the pandemic started, there have been a lot of complaints about this company. Like they have terrible treatment even to regular costumers, especially when the payment is delayed/overdue. They will go to your house and get some items or even the loaned item if you can't pay on time!
Summary
Asialink Finance Corporation is fine. You can apply for a loan either you are in or out of the country. You and your co-borrower just need to meet all the criteria above to qualify for a loan. Loaning comes with a big responsibility. If you borrow at AFC, you need to keep in mind to always pay on time. AFC has late payment charges (that may be so big and outrageous), and they will go to your houses or your co-borrower and get some items that will match your loaned amount or even the loaned item! That doesn't sound so good. So, to avoid such a scenario, be sure to settle your payables on time.
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Mayzelle Taze

Content Manager at Pinoy Moneys
Mayzelle Taze is the content manager at Pinoy Moneys. She specializes in writing posts for the loans category to keep our fellow Pinoy updated on loan opportunities.

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