Company Name: Inclusive Credit lending Inc
Contact info: Email：creditloancs@gmail.com
Tel：09297735881
Company：Inclusive Credit lending Inc,
Address: Unit 2904 Tycoon Center Pearl Drive Ortigas Center Pasig City
Pros
Para sa iba ay madali lang makapag apply for loan sa app na ito at madali ang approval.
Cons
Marami ang nagrereklamo about false advertising and the high-interest rate at processing fee sa app na ito . A lot experienced being charged almost half the actual amount sa i lo-loan mo. Hindi din madali makapag reloan even though you are a good payer and loan amount doesn't increase on the next loan.
Summary
Creditloan is a mobile app for cash loans and credit. Their daily interest rate is 0% to 1% and the annual percentage rate (APR) is 24% and they have a service charge up to 24%.
Sa unang loan mo sa online lending app na ito ay makakakuha ka lamang nang P3,000 at sa susunod mong loan ay pwede nang tumaas ang loan amount. Ang maximum loan amount sa app na ito ay P10,000.00 and they have a loan term of 91 days to 360 days.
For example, if the principal amount is PHP 5,000, service charge 24% and the interest rate is 0% to 1%, you will get PHP5,000-PHP5000*24%=PHP3800. Then the full amount will be paid at the expiration date: 5,000 * 0% +5,000= PHP5,000.
To qualify for the loan sa application na ito you need 1 valid ID at kahit wala kang stable job ay pwede kang makapag apply for microloan products. You can get the money from 8:30 am – 6:00 pm and you can get your money 30mins after approval. But if you will be approved after 6:00 pm your money of loan will be uploaded on the following day.
To get the loan you can visit M-Lhuillier, Palawan express, or received on Gcash or CoinPh. And if malapit na ang deadline of your payment you will be notified by SMS or Telephone to repay personal loans or through these options:
7-Eleven: Go to the nearest 7-Eleven and repay via CLIQQ machine.
M-Lhuillier: Go to the nearest M-Lhuillier and fill out the needed information on the bills payment form.
ECPAY: Go to ECPAY, fill out the needed information on the bills payment form.
GCash: Open your Gcash app, click pay bills to access the loan option.
Sa unang loan mo sa online lending app na ito ay makakakuha ka lamang nang P3,000 at sa susunod mong loan ay pwede nang tumaas ang loan amount. Ang maximum loan amount sa app na ito ay P10,000.00 and they have a loan term of 91 days to 360 days.
For example, if the principal amount is PHP 5,000, service charge 24% and the interest rate is 0% to 1%, you will get PHP5,000-PHP5000*24%=PHP3800. Then the full amount will be paid at the expiration date: 5,000 * 0% +5,000= PHP5,000.
To qualify for the loan sa application na ito you need 1 valid ID at kahit wala kang stable job ay pwede kang makapag apply for microloan products. You can get the money from 8:30 am – 6:00 pm and you can get your money 30mins after approval. But if you will be approved after 6:00 pm your money of loan will be uploaded on the following day.
To get the loan you can visit M-Lhuillier, Palawan express, or received on Gcash or CoinPh. And if malapit na ang deadline of your payment you will be notified by SMS or Telephone to repay personal loans or through these options:
7-Eleven: Go to the nearest 7-Eleven and repay via CLIQQ machine.
M-Lhuillier: Go to the nearest M-Lhuillier and fill out the needed information on the bills payment form.
ECPAY: Go to ECPAY, fill out the needed information on the bills payment form.
GCash: Open your Gcash app, click pay bills to access the loan option.
Loan Approval and Disbursement
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Mayzelle Taze
Content Manager at Pinoy Moneys
Mayzelle Taze is the content manager at Pinoy Moneys. She specializes in writing posts for the loans category to keep our fellow Pinoy updated on loan opportunities.
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