First Circle – Business Loan for Small and Mid-size Enterprises Here in the Philippines.

Company Name: First Circle Growth Finance Corp

  • Website:
  • SEC Registration No. CS201605477
  • Contact Information: (+632) 8580 3200 / (+63) 9177049442
  • Email address:
  • Office Address: 7F Net One Center, Bonifacio Global City, Taguig City, Metro Manila 1634, Philippines
  • Working time: From Mondays to Fridays, 9:00 am to 6:00 pm. They are closed on weekends and during the Philippine national holidays.

First Circle Highlights

First Circle provides a service, especially for business, and still giving loan service even during the pandemic.

If you are 21-65 years old and currently running a business that will pass these criteria:

1. Must receive purchase orders or issue invoices.

2. Is receiving orders from partnerships, cooperatives, corporations, or government agencies in the Philippines.

3. Located in the Philippines.

4. Type of business: Corporation, Partnership, or Sole Proprietorship.

5. Operating for more than one (1) year, unless your yearly income is more than β‚±10 million.

Then you are qualified to apply here.

You need to apply at their website. No need to download an app!

The loan application only takes 10 mins! And get your money in 5-10 working days sent directly to your bank account.

Your credit limit would depend on your business profile, and they have interest rates from 1.44% – 5.29% per month, depending on your business profile, transaction type, and loan product.

They have a loan term of one (1) month up to six (6) months. But here’s the good news, they are open for installments! Yes, you heard it right. You can pay them weekly, every two (2) weeks, or every week.

Unfortunately, they give service for big business only. First Circle doesn’t offer a personal loan or finance small entities like a sari-sari store.

They have overdue payments of 2% weekly. If ever you’ll have payment difficulties, do not hesitate to contact them. They’ll help you find a solution.


Business data

  • Proof of Billing Address: Mayor’s Permit, Lease Contract, Utility Bills (such as Meralco, Water Bills, etc.)
  • DTI or SEC Certificate: DTI Certificate for Sole Proprietors, SEC Certificate for Corporations or Partnerships
  • BIR Certificate of Registration: Form 2303
  • General Information Sheet for Corporations, Articles of Partnership for Partnerships, and Secretary’s Certificate for both Partnerships and Corporations

Information on your top 3 buyers

  • To help them understand your trading partners and provide you with the most accurate financing level. You will fill out this template to provide the necessary information.

Bank statements and audited financial statements

Photos or PDFs of your:

  •  Bank statements for the last 3-6 months (the more months, the better)
  •  Audited financial statements for the previous two years OR your business’s income tax return.

Valid Government ID of the Business Owner/Board Member

  • Passport
  • Driver’s License
  • TIN ID
  • PRC ID
  • Postal ID
  • Unified Multi-Purpose ID
4.2 / 5 Reviewer
{{ reviewsOverall }} / 5 Users (0 votes)
First Circle can help and provide financial solutions that fit your business needs. A big help, especially for businessmen and women who want to grow their business. They also have accomodating staff that will help throughout the process of application.
The only bad thing about this online lending is that if you are just starting with your business, it might hard to get approval or even apply for a loan here since they have qualifications only big businesses can acquire.
First Circle is proven helpful, especially for businessmen and women, since their service mainly focused on helping grow business by providing financial solutions. Unfortunately, even though they provide great help and assistance, not everyone can avail since it is limited, and they have qualifications small and starting businesses can't reach.
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Mayzelle Taze

Content Manager at Pinoy Moneys
Mayzelle Taze is the content manager at Pinoy Moneys. She specializes in writing posts for the loans category to keep our fellow Pinoy updated on loan opportunities.

Basahin ang iba pa naming mga posts to know more!

2 thoughts on “First Circle – Business Loan for Small and Mid-size Enterprises Here in the Philippines.”

  1. Gsto ko poh sana maka hirma ng pera para makapag strat ng buseness.. kaso riders lng poh ako at wlang company at payslip.. cnu poh makaka tulong xkn


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