Malacash – Online Loans in the Philippines

Company Name: Paylater Lending and Fintech Corp.

  • Website:
  • SEC Registration No. CS201911669
  • Contact Information: 091 763 62076
  • Email address: /
  • Office Address: N/A

Malacash Lending Highlights

MalaCash provides a service that is simple, convenient, attentive, and safe.

You can apply here if you are a Filipino citizen, and your age is more than 18 years old.

What to prepare when applying? Your Valid ID, Mobile Phone (or any gadget available), and an Internet connection or data. That’s all! 

You can loan P2,000.00 up to P20,000.00 here at MalaCash with a loan term of 91 – 180 days and a minimum interest rate of 14%, and a maximum of 35%.

Apply as fast as 5 minutes and get your money within 24 hours!

Is the application not successful? MalaCash ensures that all the information you provided will not be leaked and will never be used for other purposes.

They have a maximum late fee of 5%, so be sure to pay on time to avoid unnecessary payments.

Apply with these easy steps:

1. Download the MalaCash App and Register to log in to their system.

2. Submit application

3. Back-end system and personal for review

4. Get money through a local bank, and Repayment on time

3.8 / 5 Reviewer
{{ reviewsOverall }} / 5 Users (0 votes)
The transaction is easy, and approval is fast. Sometimes, it takes a little bit of patience to wait for verification and approval, but after that, the disbursement will come quickly. A great help indeed for someone that needs emergency cash. And so far, customer service is good.
However, experiences may differ from each other. Others wait for too long before getting the result of the application. And there are some errors on the system like face recognition won't work, and sometimes it won't verify even after sending all the needed information.
MalaCash is okay. The reviews about this application show that it is active and legit. If you want a fast and high chance of approval on MalaCash, be sure to provide all the information they needed. MalaCash has a late payment fee of 5%, be a responsible borrower, and pay on time! It will help you have a good credit history and a chance of increasing your loanable amount.
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Mayzelle Taze

Content Manager at Pinoy Moneys
Mayzelle Taze is the content manager at Pinoy Moneys. She specializes in writing posts for the loans category to keep our fellow Pinoy updated on loan opportunities.
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