HappyPera 2 – No Collateral, No Guarantor, 1 Valid ID Only!

Company Name: Royal Yohoo Lending Investors Corp.

  • Website: N/A
  • SEC Registration No. CS201906145
  • Contact Information: N/A
  • Email address: support@happypera.ph
  • Office Address: Antel Global Corp Center, Julia Vargas Ave, Ortigas Center, Pasig City, NCR, Philippines

HappyPera 2 Lending Highlights

HappyPera 2 provides help to Filipinos solve their financial problems.

If you are 18 years old and above with a stable income source, you can loan here.

HappyPera has a minimum to a maximum loan amount of P3000 – P12,000. Are you a first-time client? You can only borrow P1,000 – P3,000. Be sure to leave a good credit standing to loan a larger amount next loan.

They have a 3 – 4 months loan term with an interest rate of 14% per year.

Are you an iPhone user? Well, here’s good news. HappyPera2 is also available in IOS! 

No bank account? Not a problem! You can cash-out at these padala centers.

  • Gcash
  • Cebuana Lhuillier
  • M Lhuillier
  • LBC
  • Or your own bank account

To pay, you can visit any of the following:

  • 7-Eleven
  • Cebuana Lhuillier
  • M Lhuillier
  • Bank

Apply with these steps:

  • Download the HappyPera app on your phone.
  • Fill in the simple application information.
  • Fill in your Bank Card or cash withdrawal options.
  • Get your cash sent directly to Gcash, Bank Account.
3.5 / 5 Reviewer
{{ reviewsOverall }} / 5 Users (0 votes)
Fast, simple, and easy to apply and reliable. If you are in a hurry and want to loan instantly, then this app might help.
They have the worst agents who will harass clients, especially if the payment is delayed. So be sure to pay on time to avoid such a scenario. Also, their service fee might too big for you, so be sure to read their terms and conditions wisely. Are you a first-time client and looking for a big loan? Then this app is not for you because they have a credit limit for first-time borrowers.
HappyPera2 is okay. They have provided the service Filipinos needed, especially during the pandemic. If you need emergency cash, then HappyPera 2 can help since they provide fast service. But if you want to loan a higher amount, that might be hard since they have a credit limit, especially for first-time clients. One good thing here is that if you don't have a bank account, that is not a problem because they have other cash-out options. Be sure to pay on time to avoid harassment from collecting agents.
Loan Approval and Disbursement
Ease of Use
Customer Service
Loan Repayments
What people say... Leave your rating
Order by:

Be the first to leave a review.

User Avatar User Avatar
{{{ review.rating_title }}}
{{{review.rating_comment | nl2br}}}

This review has no replies yet.

Show more
Show more
{{ pageNumber+1 }}
Leave your rating

Your browser does not support images upload. Please choose a modern one

The following two tabs change content below.

Mayzelle Taze

Content Manager at Pinoy Moneys
Mayzelle Taze is the content manager at Pinoy Moneys. She specializes in writing posts for the loans category to keep our fellow Pinoy updated on loan opportunities.

Basahin ang iba pa naming mga posts to know more!

PBCOM Personal Loan

Each of us has a dream—a better education and future for our child. A memorable once in a lifetime dream wedding. A dream vacation with family and friends. Whatever it…

Asialink Finance Corp. – OFW LOAN

Company Name: ASIALINK FINANCE CORPORATION Website: https://www.asialinkfinance.com.ph/ SEC Registration: No. A199711768 Contact Information: (02) 8709-7777 | 0917 808 9215 Email address: customerservice@asialinkfinance.com.ph Office Address: Suite 210 AIC Gold Tower Emerald…

Kusog Pera – Your Own Unique Personal Bank

Company Name: Kusog Pera Lending INC Website: http://h5.u3s3.com/kusog-pera/index.html SEC Registration No. CS201605477 Contact Information: SUN – 09338290350/ GLOBE – 09277794094 Email address: csxinpan@gmail.com Office Address: 29th Floor, Joy Nostalg Centre,…

OKPeso – Safe Online Cash Loan App

Company Name: Codeblock Lending Inc. Website: N/A SEC Registration No. CS201913681 Contact Information: Can only contact them through their email. Email Address: service@okpeso.com Office Address: 11th Avenue Corner 39th Street…

HappyCash – Fast Credit Cash Loan Online

Company Name: Yinshan Lending, Inc. Website: N/A SEC Registration No. CS201900108 Contact Information: GLOBE:09272356293 / SMART:09989337974  Email address: cs@happycash.asia Office Address: 3rd Floor,50LDM building, Polaris St.Barangay Poblacion, Makati City HappyCash…

PesoQ – No need for collateral to loan!

Company Name: U-PESO LENDING INVESTORS CORP. Website: https://www.pesoq.com SEC Registration NO.CS201816691 Contact Information: Globe: +639 271160484 / Smart: +639 079839333 Email address: cs@pesoq.com Office Address: 2nd Floor, Aseana Power Station,…

Malacash – Online Loans in the Philippines

Company Name: Paylater Lending and Fintech Corp. Website: http://malacash.ph/ SEC Registration No. CS201911669 Contact Information: 091 763 62076 Email address: malacash.customerservice@gmail.com / malacash.lending@gmail.com Office Address: N/A Malacash Lending Highlights MalaCash…

GoPeso – Fast Online Cash Loan

Company name: Sumulong Financing Inc. Registration no.: No: CS201915712 Contact info.: Address: Unit 1402 The Trade & Financial Tower 7th Avenue cor 32nd st., Bonifacio Global City,The Fort, Taguig CityContact…

Leave a Comment