HappyPera 2 – No Collateral, No Guarantor, 1 Valid ID Only!

Company Name: Royal Yohoo Lending Investors Corp.

  • Website: N/A
  • SEC Registration No. CS201906145
  • Contact Information: N/A
  • Email address: support@happypera.ph
  • Office Address: Antel Global Corp Center, Julia Vargas Ave, Ortigas Center, Pasig City, NCR, Philippines

HappyPera 2 Lending Highlights

HappyPera 2 provides help to Filipinos solve their financial problems.

If you are 18 years old and above with a stable income source, you can loan here.

HappyPera has a minimum to a maximum loan amount of P3000 – P12,000. Are you a first-time client? You can only borrow P1,000 – P3,000. Be sure to leave a good credit standing to loan a larger amount next loan.

They have a 3 – 4 months loan term with an interest rate of 14% per year.

Are you an iPhone user? Well, here’s good news. HappyPera2 is also available in IOS! 

No bank account? Not a problem! You can cash-out at these padala centers.

  • Gcash
  • Cebuana Lhuillier
  • M Lhuillier
  • LBC
  • Or your own bank account

To pay, you can visit any of the following:

  • 7-Eleven
  • Cebuana Lhuillier
  • M Lhuillier
  • Bank

Apply with these steps:

  • Download the HappyPera app on your phone.
  • Fill in the simple application information.
  • Fill in your Bank Card or cash withdrawal options.
  • Get your cash sent directly to Gcash, Bank Account.

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The best loans for you 💸


First loan

0% fees

97% recommended

Repayment: Up to 30 days

Age: 21-70 years old


Up to P25,000

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Interest Rate

0% at first loan

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Waiting Time

Instant Approval

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