Perajet Loans Review – Quick Cash Loans in Metro Manila and Nearby Provinces

Perajet online loans review

UPDATE 1/15/2021: Due to COVID 19 pandemic PeraJet operations are on hold.
They’ll be back soon.

Company Name: PERAJET LENDING CORPORATION

  • Website: https://perajet.ph/
  • SEC Registration No. CS201629480
  • Contact Information: (02) 398 5065
  • Email address: emailus@perajet.com
  • Office Address: 4th flr, E & R Building #3 San Antonio St, Barangay Kapitolyo Pasig City, Metro Manila
  • You can apply Mondays to Saturdays, and the application will be processed during business hours — disbursement at office hours only.

Perajet Quick Cash Loan Highlights

Perajet provides a rocket money service. If you are in an emergency, Perajet can give you money fast without hassle.

If you are 20 years old or older and have a stable job or income, then you are qualified to apply here.

Apply now using your gadgets; it’s either your phone or a laptop or a computer.

Just log in to their website and apply. No need to download an app! So hassle-free.

You can loan P2,000.00 – P5,000.00 here with a loan term of 3 to 6 months.

Apply now with these three easy steps:

1. Fill in the application form online.

2. Wait for an SMS or an email with the decision regarding your loan application.

3. Once approved, you can go to their kiosk located on the second floor of Ayala Malls on the 30th at 30 Meralco Ave, Pasig, 1605 Metro Manila between 12 and 8 pm. Perajet may deposit the loan proceeds to your bank via Instaypay too.

4. Claim the money and enjoy using it to where you needed it the most.

Also, make sure to prepare two of your valid IDs or the original copy of documents you have submitted during the application.

No bank account? Sign up now with UnionBank online! No need to go out and wait for long hours.

Overdue payments have an additional charge of 10%, so be a responsible borrower and pay on time!

Accepted Valid IDs

  • Passport
  • Driver’s License
  • Professional Regulation Commission (PRC) ID
  • Unified Multi-Purpose ID Card
  • PRC ID
  • Voter’s ID / COMELEC ID
  • Government Service Insurance System (GSIS) e-Card
  • Social Security System (SSS) Card

They also require secondary IDs.

  • Integrated Bar of the Philippines ID
  • Company ID with name and photo
  • PAGIBIG/HDMF ID
  • PhilHealth Card
  • Postal ID
  • TIN ID
  • NBI Clearance
  • Certificate of Employment
  • Credit/Saving Card
  • Other government issued ID 
  • DSWD Certification

Additional requirements (like proof of income)

  • Certificate of Employment
  • Latest payslip
  • An employment agreement
  • Or other documents that prove your income

Payment channels ( keep in mind that different payment channels come with a fee, and it depends on the payment channel you will choose.)

  • The Union Bank of the Philippines 
  • Eastwest Bank 
  • UCPB through Bills Payment Facility 
  • Electronic Commerce Payments, Inc 
  • TouchPay 
  • Coins.ph 
  • GCash
4.6 / 5 Reviewer
{{ reviewsOverall }} / 5 Users (1 vote)
Pros
They have excellent customer service, and the application process was simple. Paying back was easy since they have many payment channels, and you can avoid late payments because they will deduct repayments automatically if you linked your bank account.
Cons
Disbursement may sometimes take too long, so be sure to stay updated and email their customer support if ever that happened. Also, their service is only available in Manila, and other nearby provinces, loan service at this lending may not be available at your place if you live outside the city.
Summary
Perajet provides a good service. They have lots of good feedback and positive reviews. But they only offer service around Manila City and nearby provinces, so for those who live outside the city, their services may not be available at your place. Late payment is 10%, so be sure to pay on time to avoid paying larger amounts.
Loan Approval and Disbursement
Ease of Use
Customer Service
Requirements
Loan Repayments
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Prime Aque

Founder at Pinoy Moneys
A loving father and husband. I am a WordPress front-end designer and blogger. I love to write and teach you about blogging. I am also addicted to reviewing the famous online loans here in the Philippines.

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