PocketCash – fast online cash loan

UPDATE 1/15/2021: This online lending is closed and not operating anymore.

Company name: Elending lending Inc.

Registration no.: No.: CS201912383

Contact info: E-mail to pocketcash@elending.ph

3.6 / 5 Reviewer
{{ reviewsOverall }} / 5 Users (1 vote)
Pros
The process of loan application is easy and fast and not that much complicated to answer unlike other app.
Cons
Although the process of loan application is fast, but approval may take too long and others complain about not receiving an OTP. This may not suitable for those who need instant money, but if you have much time to wait and a lot of patience then you can try this app.
Summary
PocketCash is a lending app that offers cash loans through mobile internet and provides 24/7 online service. Their loan minimum-maximum amount is ₱ 1,000 - ₱ 40,000, but the first loan amount range is only Php 1,000 - 5,000 and you can build your limit up to Php 40,000 by making loan payments on time with a loan term of 91 days to 180 days.

Their maximum APR( annual percentage rate) is 35%. There is a loyalty fee and a credit service fee per transaction with a minimum amount of10% and a maximum of 15%. For example, a 180-day loan with an interest rate of 20%, and principal amount is ₱ 20,000. Total payment is ₱21,972.6(20000*20%/365*180+20000).

Para makapag loan sa app na ito you need to be 18 years old and above and 1 valid ID.

To get the loan you can go to M Lhuillier, RD, or cash out into your own bank account, or the E-wallet app and pay at any 7-Eleven branch, M Lhuillier, RD, or the Gcash app. You can pay in full, anytime on or before your due date.
Loan Approval and Disbursement
Ease of Use
Customer Service
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Loan Repayments
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Mayzelle Taze

Content Manager at Pinoy Moneys
Mayzelle Taze is the content manager at Pinoy Moneys. She specializes in writing posts for the loans category to keep our fellow Pinoy updated on loan opportunities.

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