The Moment of Truth: Mga Senyales Na Wala Siyang Plano Na Bayaran Ka

Ngayong panahon ng krisis sakit sa ulo talaga ang paniningil ng utang lalung-lalo na’t kailangan natin. Minsan tayo pa ang mahihiyang maningil at yung may utang pa ang may ganang magalit, magbibigay ng kung anu-anong rason hanggang sa ikaw ay mapagod at tumigil. In order to prevent this scenario from happening again, here are some minor and major signs in which the borrower has no intention to return your money.

Minor Red Flags

1. Parating sabay sa uso, hinding hindi papahuli sa bagong ganap. Certified trending fashionista!

2. Parati mong makikita ang mga nakatag na photos o magpopost ng kanyang recent travel goals, food and party galore o di kaya fineflex niya ang mga napamili sa mall o grocery store.

3. Parating nakababad sa shoppee, lazada etc. May makikita kang comments mula sa kanya sa mga online shops, “mine” o di kaya “hm” ang parating linya.

4. She has an expensive taste, halos lahat ng gamit branded.

Major Red Flags

5. Laging lutang, mainitin ang ulo at tila may pinagtataguan.

6. Napag- alaman mong may mga previous bad debt records na pala siya mula sa mga mutual friends mo.

7. Worst case is that you are blocked in his/her social media accounts, hindi na niya sinasagot ang mga text at tawag mo. Deadma to the max!

Being unable to pay debt is truly a growing concern nowadays but by practicing vigilance, conducting background checks and being aware with the red flags, it will prevent someone from getting major headaches of that thing called “utang”.

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Sharmaine Escarian

Unstoppable, determined and very passionate. A full time HR practitioner, freelance writer, a loving daughter and a seeker of adventures, lifetime learning and improvement. And shall continue to design the life that she has always dreamed of -- inspirational, purposeful and a journey where there is contentment and genuine happiness.

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