May mga bagay talaga na gusto nating bilhin pero napapaisip tayo bigla kung kaya ba talaga ng ating budget. Karamihan sa mga bagay na to ay luho na hindi naman talaga kailangan ngunit nakakapagbigay ng panandaliang saya. Ano nga ba ang pinakamabisang paraan upang malaman kung kaya ba natin bayaran ang isang bagay na hindi nababaon sa utang?
Simpleng formula lang ang gagamitin: total amount of item times 5, get the total and compare this with your total monthly income. If your monthly income is greater than the total of the item multiplied by 5, then, you can afford it without the fear of going into debt. But if your monthly income is lesser than the total of the item multiplied by 5, then, its either you forget about it or you try to save up so you could buy it later.
Hindi mo kailangang mabaon sa utang para lamang mabili ang lahat ng luho mo. Kung ayaw mong awitin ang kantang “Its The Climb” ni Miley Cyrus, be wise and handle your finances responsibly!
Be the first to leave a review.
Sharmaine Escarian
Latest posts by Sharmaine Escarian (see all)
- BPI Personal Loan - November 17, 2020
- One Day Process Loan for OFW - November 17, 2020
- The Grandest Golden Opportunity On COVID-19 Pandemic - November 17, 2020
Digido Philippines - Money in 5 Minutes
11.9%/mo; Up to 10K for first-time borrower;
Loan up to
P25,000
1 Valid ID only, 5 Mins Application, Fast Approval
Get Your Money Now
Read Review
MoneyCat Philippines - 1st Loan 0% Interest
11.5%/mo; 0% for first-time borrower;
Loan up to
P20,000
1 Valid ID only, 5 Mins Application, Fast Approval
Get Your Money Now
Read Review
Online Loans Pilipinas - 1st Loan 0% Interest
P7,000 at 0% for first-time borrower;
Loan up to
P20,000
1 Valid ID only, 5 Mins Application, Disburse to GCash
Get Your Money Now
Read Review
