Company name: Philippine Cashtrout Lending Corporation
Registration no.: No: CS201910407
Contact info: Customer Service Support: Monday-Saturday 09:00-18:00
Phone Number: +63- 09190859149
Email: service@pesomioph.com
Address: 5th Floor Rockwell Business Center Tower 1, Meralco Avenue, Ortigas, Ugong, CITY OF PASIG, NCR, SECOND DISTRICT, Philippines
Pros
The good thing about this app ay hindi sila nagbibigay nang penalty fee even after 4 days, unlike other applications, na masyadong malaki ang kanilang penalty fee kahit 1 day late lang kaya you need to pay on time or advance. Pero kahit na ganun, you still need to pay on time because good credit standing can guarantee you na maka reloan and an increase for a loan amount.
Cons
Sobrang late nang approval dito, even though this app guarantees fast approval pero marami ang nakaka experience nang late approval na almost 4 days din. Marami din nag rereklamo about the super high-interest rate and almost kalahati mababawas sa hihiramin mong pera because of additional charges like a service fee.
Summary
PesoMio is an online loan application that has a maximum annual percentage rate of 35.28% and a service fee of 5%. They have loan amount up to PHP 20,000.00 but there would be a loan limit for first-time borrower at nakasaad ito sa kanilang application kung magkano ang pwede for first time borrower.
Ang loan term sa app na ito ay may minimum na 91 days at maximum of 120 days. For example, you borrow PHP 6,000 for 91 days, when the loan is due you should pay: 6,000+6,000*5%+6000*35.28%*91/365=P6,827.75. At para makapag loan dito dapat na ikaw ay 18 yrs old and above and a valid ID.
Ang loan term sa app na ito ay may minimum na 91 days at maximum of 120 days. For example, you borrow PHP 6,000 for 91 days, when the loan is due you should pay: 6,000+6,000*5%+6000*35.28%*91/365=P6,827.75. At para makapag loan dito dapat na ikaw ay 18 yrs old and above and a valid ID.
Loan Approval and Disbursement
Ease of Use
Customer Service
Requirements
Loan Repayments
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Mayzelle Taze
Content Manager at Pinoy Moneys
Mayzelle Taze is the content manager at Pinoy Moneys. She specializes in writing posts for the loans category to keep our fellow Pinoy updated on loan opportunities.
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