Atome Credit: Tips for 100% Sure Approval and Repeat Loans in 2020

Atome Credit sure approval tips in 2020, Online Loans Philippines Review

Spoiler: While writing this post, I am also chatting with the source of these tips, Ms. Ellen Grace Faan! You know what, after paying her first loan on Atome Credit on time, she automatically received an offer for her second loan. No waiting time. From 3K, now, it’s 4K! What’s more?! It is pre-approved! She got the money instantly on her first loan via Gcash (Yes, no need bank account)! So, I dare you to read this entire post if you want a sure approval too with your application with Atome Credit!

Hello Kabayan!

Do you find it difficult to get a loan online? Then, this tutorial is for you. Getting a loan online has been a talk of the town a few years from now. This year 2020, we expect that there are more people who want to avail of this paperless loan application.

Atome Credit is a financial service provided by Neuroncredit Financing Company, Inc. Atome Credit is formerly known as Kredit Pintar. The company has good reasons to rename it, not because of a bad reputation, but because “Atome” could easily become a household name (that’s our wise guess).

If you search Atome at the Google Playstore right now and check on feedback or reviews from its existing borrowers, you’ll notice that most of the reviews are from real customers. Unlike if you search other new online lending apps, reviews are fake. Of course, it is really easy to tell a genuine review from a fake one that is intended to increase the ratings.

Okay, so much with that… I know that you did your research too. Let’s proceed with these excellent tips given by our group moderator at Online Pautang Para Kay Juan. Thanks, Ellen Grace Faan, for these tips:

Hey, if you are not a member yet of our Facebook group, you should join now for meaningful loan discussions. Members, moderators, and admins are very active! Scammers are frequently watched out, it is a safe group to join with especially if you are looking for more online loan choices

Atome Credit: Tips for Sure Approval

  • Make sure that the details in the loan application form should match with the details of the valid ID you have submitted. Otherwise, it might be the ground for disapproval.
  • You should be specific with your source of income. Also, make your purpose realistic, as well.
  • The selfie should be clear and it must be exactly the way as instructed. Make sure that you wear a decent outfit, and shoot on a clear background. Find a nice spot on your house, like a white painted wall…
  • You must take a picture of your ID clearly. All letters should be clear. All 4 corners of the ID should be included in the picture.
  • Again, the information you have submitted should be clear, make sure to review your spellings, as well.
  • Atome might be checking your Facebook account for verification. It is a big help if you are using your real full name in your account, with a similar photo as your ID or selfie so the verification process could be faster. For example, our moderator Ellen uses her real name on Facebook. You see, she got approved fast!
  • UMID and SSS are good IDs. They look more credible in the eyes of these online lending companies…

Above are some of the most important tips for consideration. We have to remember that Atome is doing business, which is to lend money to people who they think capable of paying.

Review your application before hitting the submit button. Think twice. Do you think that the information and photos you have submitted look decent enough so Atome lending or other online loan companies would be convinced that you are one of their potential customers?

Remember, this is not charity. They won’t approve people who look “poor” and “helpless”. I am sorry for the term, but guys, that is the reality. So again, freshen up, find a decent looking outfit and look for a nice spot in your house or office and take your selfie there… make it awesome and convincing!

You should sound and look capable of paying them, otherwise, they will reject you.

They are not meeting you in person, that is why these documents are important. They would also look for other means to verify your identity, like searching you on Facebook and other social networks. You might consider creating a LinkedIn account, as well… of course, using your real full name.

Here are some proofs to enjoy!

The screenshot below is Ms. Ellen’s first loan repayment with Atome Credit.

  • First loan – 3K
  • Payment term – 14 Days
  • Loan received via Gcash (if you don’t have a bank account, you should sign up for Gcash!)
  • Repayment amount: 3,646.80 (She paid via 7-Eleven)
  • Ms. Ellen received 3K in full, no deduction or processing fee
  • The total interest is only 21% in 14 days or 0.2156 to be exact.
Atome credit review, first time loan

Good payer is offered a reloan automatically!

Ms. Ellen, as shown on the screenshot above, has settled her loan on time. Her reward? Atome Credit has offered her a reloan right after payment!

This time, her second loan was 4,000 Pesos… no more application! It is pre-approved!

Check the screenshot below. Thanks Moderator Ellen Grace for sharing these screenshots to us!

Atome Credit second loan, pre-approved loan, Atome credit fast cash loan in 2020 review

We hope that these tips will help you get a loan approved on Atome Credit and other online lending companies here in the Philippines…

Want more choices? Check all our legit loan recommendations!

Disclaimer: This is not a sponsored review, and we have no direct affiliation with Atome Credit.

Basahin ang iba pa naming mga posts to know more!

Loan Ranger – Online Cash Loan for Philippines

Company name: First Digital Finance Corporation Website: Registration no.: No.: CS201516347 Contact info.: Email: info@loanranger.phSmart+639083101083Globe+639278664502Office HoursMon – Fri9 AM – 6 PM Address: 9F, TM Kalaw Center, 667 TM…

Cashmart – Your Online Lending Partner

Company name: Cash Mart Asia Lending Inc. Website: Registration no.: CS201610084 Contact info.: Email: info@cashmart.phCall: (02) 829 0000Adress: 53 Bayani Rd, Taguig City, Metro Manila, Philippines 1630Mondays to Fridays…

PawnHero – Your Pinoy Online Pawnshop

Company name: PawnHero Pawnshop Philippines, Inc. Website: Contact info.: Monday to Saturday, 9:00 AM to 5:00 PM*4:00 PM cut-off time for walk-in transactionsMain hotline: 8828-CASH (2274)Globe hotline: 0917 872…

Opeso-Cash Loans, Installment, Credit

Company name: OKLIK LENDING COMPANY INC. Registration no.: No. CS201903131 Contact info.: Tel: 09994153606 (globe) 09773186511 (smart)Address: Oriental plaza, emerald drive, PH, Pasig City, San Antonio The following two tabs…

Vidalia Lending – Loan Cash Online

Company name: Vidalia Lending Corp. Website: Registration no.: No. CS200813771 Contact info.: Address: Unit 601 Summit One Tower #530 Shaw Boulevard Mandaluyong City, 1552 Metro Manila Philippines Landline:(02) 8534…

Cashalo – Cash Loans, Installment, Credit

Company name: Paloo Financing Inc. Website: Registration no.: No. CSC201800209 Contact info.: Facebook: @CashaloPHAddress: 16F World Plaza, BGC, Taguig City, Philippines 1634Email: hello@cashalo.comContact Number: +63 2 8470 6888 The…

BPI Personal Loan

Want to have a start-up capital for your investments but have a limited budget? BPI’s Personal Loan offers the ability to take out a loan thrice of your gross monthly…

One Day Process Loan for OFW

Sa mga paalis at nakabakasyong OFW sa Pilipinas na gustong magloan at ayaw maghintay ng napakatagal na proseso. Ang South Asialink Finance Corporation ay nagbibigay ng loan para sa lahat…

PesoIn – Safe Loan Lending Online

Company name: LINK CREDIT LENDING INVESTORS INC. Registration no.: NO.CS201914644 Contact info.: Working time: 9am-18pm(Monday – Saturday)Website: https://www.pesoin.comEmail: help@pesoin.comAddress: 12th Floor, Aseana Three Bldg, , Macapagal Ave cor. Aseana Ave….

GSIS Emergency Loan

Just like Pag-Ibig and SSS, the GSIS also offers an emergency loan for the same purpose of providing immediate financial assistance to members. The typhoon Ambo that made landfall in…

Kviku – Fast Online Lending

Company name: Kviku Lending Co. INC. Registration no.: No. CS201918702 Website: Contact info.: Email: Address: 18A Trafalgar Plaza, 105 H.V. Dela Costa Street, Salcedo Village Makati City The…

PesoCash – Safe Cash and Peso Loan Online

Company name: MyLoan Lending Investors Inc. Website: Registration no.: NO.CS201900197 Contact info.: Phone Globe: +639 270317725Phone Smart: +639 612783945Website: https://www.pesocash.phEmail: cs@pesocash.phAddress: 12th Floor, Aseana Three Bldg., Macapagal Ave. cor…

Upeso Philippines – Fast Lending Online

Company name: U-PESO.PH LENDING CORPORATION Registration no.: No.CS201814908 Contact info.: Email: cs@upeso.phHours of Operations: 08:30-17:30, Monday to SaturdayAseana City, Aseana Ave, Parañaque, Metro Manila, PHILIPPINES The following two tabs change…

PagHiram – Cash Loan Online

Company name: MyCash Lending Investors Inc. Registration no.: No. CS201840987 Contact info.: Email: csr@paghiram.phPhone: 0909 677 5484Facebook: PagHiramFacebook Messenger: The following two tabs change content below.BioLatest Posts mayzelle Mayzelle…

Atome PH- Fast Online Cash Loan

Company name: Neuroncredit Financing Company Inc. Website: Registration no.: No. CS201816338 Contact info.: E-mail: cs@atome.phFacebook: @AtomePhilippinesInstagram: @atomephAddress: Unit 1605 Centerpoint Building, Julia Vargas Ave., cor Garner Rd., Ortigas Center,…

1 thought on “Atome Credit: Tips for 100% Sure Approval and Repeat Loans in 2020”

  1. Sana po ay matulungan nyo ako dahil isa akong batang ina at walang trabaho ang aking asawa kailangan kopo ng pambili ng diaper ng naking anak


Leave a Comment