Ka-Juan, May Mga Nagpapautang Parin Kahit May ECQ! Check Below!

New updated loan options as of today!



PeraJet – Nagpa-process pa rin ng loan applications sa gitna ng Enhanced Community Quarantine

Mahirap ba maghanap ng mga online lending na operational parin kahit nasa gitna tayo ng ECQ? Isa si PeraJet na tumatanggap pa rin ng mga loan applications!


LoanChamp FlexLoan – Payable within 60 to 180 days!

Isa ang lending company na LoanChamp ang kabilang sa mga online lending na nagpapautang parin kahit may ECQ… ang maganda, mas mahaba ang kanilang payment terms.


Mga active na online lending sa gitna ng ECQ – Check Now

Ito po ang aming updated na listahan based po sa mga personal na sagot sa aming mga members sa aming Facebook Group


CIMB Bank up to 1,000,000 (Personal Loan)

Empleyado po ba kayo? Isang valid ID at isang payslip pwede na mag-apply dito. Transaction are 100% digital (online)…


P100,000 COVID-19 & Personal Insurance… FREE – Wala kang babayaran!

Nagbibigay ang Pru Life UK ng free insurance para sa COVID-19 at Personal accident… up to 500,000 registrations lamang po! Kaya check niyo na, offer starts April 13, 2020 until May 13, 2020!


SeekCap – Business Loan – Dagdag Puhunan

Do you have a business na operational na for at least 2 years? Qualified po kayo! Read our instructions on how to find a loan that fits your need using SeekCap!


Money Cat – No Need App

Umutang na walang app? Ang Money Cat ay isa sa magandang option para dito. Direkta po sa browser ang pag-apply nito.


Pautang Online – Receive Money via Mlhuillier at RD Pawnshop

Ngayong COVID-19 Pandemic, pahirapan na din po ang pag-utang online… Thanks, a few of them are still granting loans sa ating mga Pinoy, katulad na lamang ng Pautang Online… Try niyo!


SSS Salary Loan – 100% Online…

Umabot ka na ba ng 36 contributions sa SSS? Pwede na mag-apply online without hassle… no more cheque to cash out… SSS will deposit it directly sa bank! Wala pang bank account? Read our tutorial on how to open UnionBank online, ito ang pwede sa SSS kapag direct bank deposit!


CashniJuan Payday Loans (Via PayMaya, No Need Bank Account, Instant Money)

“On my 7th loan with CashniJuan. Ang laking tulong kasi no need application na, nasa PayMaya app lang kasi. I can also withdraw the money at any ATM machine using my PayMaya Visa debit card…” ~ Jun Aque


GoPeso – Isa sa mga Loan App na Mabilis ang Mag-approved!

From time to time, naghahanap po kami ng mga online loan apps na pwede ninyo mahiraman ng pera amidst COVID-19 crisis. Isa si GoPeso sa app na pwede ninyo ma-apply-an ng loan. Basahin po ang guide at tips namin.


Atome Credit – Tutorial Para Sure Approval

“Malaking tulong ang Atome. Sa mga walang bank account diyan, dito na po kayo sa Atome Credit. Pwede po Gcash, but make sure muna meron kayong GCash account at epa-verify muna.” ~ Ms. Ellen Grace (Moderator at Online Pautang Para Kay Juan Group)


TALA Philippines – No. 1 Online Loans sa Pilipinas

“Ito ang pinaka-friendly na lending sa online. It deserves more than 5 stars. Ang bait, pati customer service personnel ang babait. Kung delay ang bayad, may 7-day grace period pa! No Need Bank!” ~ Ms. Ellen Grace


Upeso – With Cash Pickup option. Accepts TIN & Driver’s License, among other primary IDs.

“My first loan with U-peso was December 2018. Until now, this online lending remains true to its customers. I received 6K, without a processing fee. I got it in full. Payable in 30 days.” ~ Jun Aque


Mag-open ng bank account online! No need to go to the bank!

Ka-Juan, kung gusto niyo magkaroon ng 99% chance na makautang online, kumuha po kayo ng bank account. No need to go to the bank po. Basahin ang aming guide… perfect ito sa panahon ng krisis at delikado lumabas ng bahay tulad ng COVID-19 pandemic… stay safe… stay at home!


1 Day Release Salary Loan! How True?

Ang mga online loans ay tinaguriang quick cash loans. Ibig sabihin ay mabilis po ang proseso: mabilis na application, mabilis na approval, at mabilis na disbursement. Pero totoo ba na makukuha kaagad ang pera within the same day? Alamin…


TALA Philippines VS Cashalo

Ito ang showdown ng mga online lending na may pinakamababang interest rate! One of the highest rated online loan apps on Google Playstore… read our comparison…


Pesoloan, another good option during emergency

Naghahanap ng iba pang mauutangan online? Ang Pesoloan ay isa sa mga pagpipilian niyo. Mabilis din naman ang proseso dito. Up to 20K sa repeat loans at sa mga taong may good track record (paying on time, etc.)


We are updating our loan recommendations on a daily basis. To make sure that they are available when you want to apply for a loan to any of them.

Sure, we know that you have several questions in mind, right now. Maybe you are still skeptical about these recommendations and how legit we are.

We assumed that most of you are coming from our Facebook pages or Facebook groups… one thing we can assure you of — we are legit.


Join Our Facebook Group

If you are not a member of our Facebook group, you should join now for more meaningful loan discussions 🙂


Mga dagdag impormasyon na dapat basahin

Tatlong Sikreto Para Di Maubusan Ng Pera

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A Loan Without Collateral and No Co-maker

No Collateral No Co-maker personal loan Philippines

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Mutual Fund: The Win-Win Situation

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MidJobs Review and Payment Proof (SCAM)

Update: MidJobs turned into Scam! It stopped paying on May 25, 2020. The website was taken down a few days after. All its social media accounts were taken down as…

SSS Calamity Loan

sss calamity loan during the covid-19 pandemic

The Calamity Loan provided by SSS and PAG-IBIG has the same purpose of providing immediate financial assistance to members who are currently affected by the global pandemic. Who are eligible…


The direct opposite of legit is “SCAM”. We know that there are some of you who were already scammed on Facebook groups.

On most occasions, scammers want to get your “money”. First, you will see an offer on Facebook groups about some easy loan applications… then you will chat on Messenger.

What will happen next? In the middle of that talk, that scammer will inform you about some kind of processing fee, registration fee, membership fee or advanced interest that you have to pay first… before your loan will be released…

This will commonly take place via SmartMoney or Palawan Express, or any other express pera padala shops.

Paano iwasan ang mga microloan at personal loan scam

To make the story short, you have agreed to pay that fee… and then you are supposed to wait there because that person will also send the loan back after 30 minutes or so… but you are left waiting forever… and then you were already blocked by that person on her Facebook account, making no way to chat him/her again 🙁

WE ARE NOT LIKE THAT… we will never ask even a centavo from your own pocket!


Learn How to Legit Check

We have put together some lists so you can determine a legit offer from a scam. We encourage you to read this.


We encourage you to read that post. Almost all group admins have warned members every now and then about scams, but up to this day, there are still several members who were scammed…

One problem that I have spotted here, some members are hesitant to read… so, in order for you to be scam-free, reading is a good thing to do while looking for legit online loan providers.

So, why not give reading some time so you’ll get some valuable information and tips that will safeguard you from scammers?

Frequently Asked Questions - Online Loans Philippines Review

Frequently Asked Questions

I know that you have a lot of questions, but most of these questions are repetitive…

It means that most of you have shared common questions. We are running an automated messenger chat, you might have encountered that already…

Like when you typed “how”, our messenger bot will give you the appropriate response based on that keyword. But that robot is not perfect, and it might be annoying if you want some kind of continuous conversation. Because it will only answer based on a given keyword.

The truth is, we cannot really afford some staff to answer your questions on messenger every time you got queries… that’s why we have employed a robot. And most businesses are doing that anyway…

Having said that, we have put together these common questions in a single page… if you don’t want to talk to a robot, then you can visit our Frequently Asked Questions page on our website.

If you want our team to personally answer your questions, you can post your concern on our Facebook group.


Why Installing an Online Lending App is Dangerous?

Direct Website Application

There are several reasons why you don’t want to install an online lending app on your phone. So, you’ve got options for direct website applications.

When we tell our Facebook group members about this, they became interested. The common thing is, if you apply for a loan online, it’s synonymous with “installing” an app.

Well, no… because there are several online lending companies which allow borrowers to complete an application on the website forms. Although some of them have developed mobile applications, yet they still allow customers to fill in the loan application form and complete the loan process there.

If you re-check our recommendations above, you’ll see that we have specified some offers that allow direct website application.

For example, if you have an old version of Android phone, then you can still apply because their websites are compatible with your Android browsers like Chrome and Opera Mini… even with your default mobile browser…

If you have a few minutes right now, we want you to check our post that tackles the danger of installing an app on your phone


Disclaimer: Pautang.me (the shorten URL for https://pinoymoneys.com/pinoy-utang/), PinoyMoneys.com, and LoanSolution.ph are not the lender per se. In other words, we are not a lending company. We only promote legit and tested online loan companies here on our website. Although we have personally tested all of them, we always suggest you be careful and wise. For example, only apply for a loan if you need it the most, and do not apply for multiple loans at the same time… remember, these are short term loans… most of them will be due in less than 30 days. If you still have questions, you should read our Frequently Asked Questions (FAQ).