HappyCash – Fast Credit Cash Loan Online

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Company Name: Yinshan Lending, Inc.

  • Website: N/A
  • SEC Registration No. CS201900108
  • Contact Information: GLOBE:09272356293 / SMART:09989337974 
  • Email address: cs@happycash.asia
  • Office Address: 3rd Floor,50LDM building, Polaris St.Barangay Poblacion, Makati City

HappyCash Loan Highlights

HappyCash is an online lending application that provides safe and fast cash loans for Filipino.

To apply here, you need to download their app at the Google Play Store.

You can apply here if you are between 19 – 60 years old and should be currently employed or with a stable income source.

To apply, you need to prepare your mobile phone, an internet connection or data, and one (1) valid ID. Now your good to go!

You can loan a minimum of P2,000.00 – P10,000.00 with a loan term of 91 – 100 days and a maximum APR of 24%.

Returning clients have the benefit of getting approval in no more than 5 minutes!

No bank account? Not a problem! You can cash out at the pickup stores you’ve chosen. 

  • M.Lhuillier
  • RD Pawnshop
  • Gcash
  • Bank Account

For repayment, you can choose any of the following:

  • ECPAY
  • 7-Eleven
  • Gcash
  • M.Lhuillier
  • RD Pawnshop

Want to earn extra money? Invite friends now to apply for a cash loan on HappyCash and earn extra cash.

Apply at HappyCash with these easy steps:

1. Download and install the HappyCash app.

2. Fill out the form online.

3. Wait for approval.

4. Claim your money at your chosen pickup stores.

3.4 / 5 Reviewer
{{ reviewsOverall }} / 5 Users (0 votes)
HappyCash App1Visit App/WebsiteAll Available Online Loans1Recommended Lending
Pros
The process of the application here at HappyCash is easy and fast. Convenient, especially for those who are looking for quick cash.
Cons
Like other lending companies, HappyCash also has rude collecting officers who will curse and harass you, especially if you can't pay your loan on time. There are also some system errors like you can't log in to their app sometimes.
Summary
HappyCash is okay. They have recent reviews showing that they are active and legit. However, the collecting staff of HappyCash is not that friendly and accomodating. They might be rude and say harsh words, especially to those who can't pay on time, so be sure to settle your payables to avoid such a scenario. Also, here at HappyCash, you can earn extra cash by inviting friends to loan at them.
Loan Approval and Disbursement
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Mayzelle Taze

Content Manager at Pinoy Moneys
Mayzelle Taze is the content manager at Pinoy Moneys. She specializes in writing posts for the loans category to keep our fellow Pinoy updated on loan opportunities.
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