TALA vs CASHALO – Best Online Loan App Review

TALA vs CASHALO - Quick cash loans online review Philippines

Are you on the search for the (hashtag) #BestOnlineLoanApp ? Or you’re so much on the query of “who offers of what”? Can’t make a better financial decision? Or want some financial solutions? Then go say Hooray! for you land on this page. Well breakdown each loan app and make a piece of detailed information about what you want to know. We’ll help you decide with your financials.




Looking for more online loans?

Ka-Juan, you are in the right place! You can visit our loan recommendation page for 100% legit online loan offers. Most of them — no need app installation!


Featuring the top loan apps and trend in the market, which is TALA Philippines and CASHALO online loans. I bet you bet on it also. With  Tala Philippines of course, offering good customer service and easy payment terms. And with Cashalo online loan, offering the lowest interest rate and fast easy application. Now, what?

Decisions, are always hard to make if you don’t know the whole thing or even a thing. You always want to see a plan. In building structures, you always want to see the perspectives. In basketball, you always have a backup plan.

Comparison is the key here. The least, we could do to help us decide. Comparing is done by taking on such key points for advantages and disadvantages. To work it out we need to sort out some categories as our bases for comparison.


Do you know?

If you are a good payer, loan opportunities will not at your door, not just once, but multiple times… Read our guide on how to ensure that a loan provider will offer you repeat loans!


For example, we sort it by,

Interests

Terms of Payment

Time of Disbursement

Well, we can go on as too many categories to classify what’s best. But I guess this is the most sought essentials for a better loan experience.

3 Rules you need to know before Borrowing

  1. Your Income. Most of the online loans are offering a Payday loan or salary loan. The thought of borrowing is that you lend it and you repay it soon. It is important that your income is enough to cover such amount plus the expense of having it. On the other hand, you may consider your income if you’re self-employed or a proprietor.
  2. The Interests. It’s a non-operating expense. The cost of the debt that has occurred at a specified period. [1] It is very essential to know it when you call out for a financial plan. What is the amount of the loan, if the interest is too high compounded. Right? So, we keep an eye for loan sharks first and foremost.
  3. Terms of Payment. The term is the life of a loan. [2] The period over which the loan balance must be paid in full. It’s important to keep this in mind. We do avoid penalties, that’s a wise borrowing. Also, if we want a successful reloan in the future we do avoid late payments for it matters in our credit standing. And we always encourage every Juan (everyone) to be a responsible borrower.

Going back to comparisons, it has some sort of degree or level. But for now, let’s take just two or the first degree. Then, we’ll go on after eliminating the other to comparing for another. With these, we can sort each app to what’s really the best among the rest.

TALA Philippines

Interest rate : 11%  for 21 days, 15% for 30 days.

That is 0.5% in a day interest.

Take note you can borrow ₱1,000 to ₱2,000 for first time borrowers. It might be helpful considering also the amount of loan you will be getting plus the interest so you could decide.

Terms of Payment : 21 days, or  30 days (1 month)

Time of Disbursement:  within 24 hours turnaround time, loan approval in 5 minutes

You may read more on our review.. TALA – Ang Loan App na maasahan Bakit nga ba?

CASHALO Online Loan

Interest rate: 4.95% fixed monthly interest rate

The loan amount is up to ₱5,000 for CashaLoan and up to ₱2,000 for CashaQuick

Terms of Payment: 15 days, to 6 months installment

Time of Disbursement: within 24 hours your money will be deposited to you once approved.

Try considering also the 30 minutes approval time.

What is the best online loan?

Did you already made up your mind or haven’t you decided yet? Take it easy. Share your thoughts with your comment down below.

[1] https://www.accountingcoach.com/blog/what-is-interest-expense

[2] https://financial-dictionary.thefreedictionary.com/Term

The following two tabs change content below.

Staff Writer

This post is written by our staff writer here at PinoyMoneys.com.

Basahin ang iba pa naming mga posts to know more!

Loan Ranger – Online Cash Loan for Philippines

Company name: First Digital Finance Corporation Website: https://www.loanranger.ph/ Registration no.: No.: CS201516347 Contact info.: Email: info@loanranger.phSmart+639083101083Globe+639278664502Office HoursMon – Fri9 AM – 6 PM Address: 9F, TM Kalaw Center, 667 TM…

Cashmart – Your Online Lending Partner

Company name: Cash Mart Asia Lending Inc. Website: https://cashmart.ph/ Registration no.: CS201610084 Contact info.: Email: info@cashmart.phCall: (02) 829 0000Adress: 53 Bayani Rd, Taguig City, Metro Manila, Philippines 1630Mondays to Fridays…

PawnHero – Your Pinoy Online Pawnshop

Company name: PawnHero Pawnshop Philippines, Inc. Website: https://pawnhero.ph/ Contact info.: Monday to Saturday, 9:00 AM to 5:00 PM*4:00 PM cut-off time for walk-in transactionsMain hotline: 8828-CASH (2274)Globe hotline: 0917 872…

Opeso-Cash Loans, Installment, Credit

Company name: OKLIK LENDING COMPANY INC. Registration no.: No. CS201903131 Contact info.: Tel: 09994153606 (globe) 09773186511 (smart)Address: Oriental plaza, emerald drive, PH, Pasig City, San Antonio The following two tabs…

Vidalia Lending – Loan Cash Online

Company name: Vidalia Lending Corp. Website: https://vidalia.com.ph/ Registration no.: No. CS200813771 Contact info.: Address: Unit 601 Summit One Tower #530 Shaw Boulevard Mandaluyong City, 1552 Metro Manila Philippines Landline:(02) 8534…

Cashalo – Cash Loans, Installment, Credit

Company name: Paloo Financing Inc. Website: www.cashalo.com Registration no.: No. CSC201800209 Contact info.: Facebook: @CashaloPHAddress: 16F World Plaza, BGC, Taguig City, Philippines 1634Email: hello@cashalo.comContact Number: +63 2 8470 6888 The…

BPI Personal Loan

Want to have a start-up capital for your investments but have a limited budget? BPI’s Personal Loan offers the ability to take out a loan thrice of your gross monthly…

One Day Process Loan for OFW

Sa mga paalis at nakabakasyong OFW sa Pilipinas na gustong magloan at ayaw maghintay ng napakatagal na proseso. Ang South Asialink Finance Corporation ay nagbibigay ng loan para sa lahat…

PesoIn – Safe Loan Lending Online

Company name: LINK CREDIT LENDING INVESTORS INC. Registration no.: NO.CS201914644 Contact info.: Working time: 9am-18pm(Monday – Saturday)Website: https://www.pesoin.comEmail: help@pesoin.comAddress: 12th Floor, Aseana Three Bldg, , Macapagal Ave cor. Aseana Ave….

GSIS Emergency Loan

Just like Pag-Ibig and SSS, the GSIS also offers an emergency loan for the same purpose of providing immediate financial assistance to members. The typhoon Ambo that made landfall in…

Kviku – Fast Online Lending

Company name: Kviku Lending Co. INC. Registration no.: No. CS201918702 Website: https://kviku.ph/ Contact info.: Email: support@kviku.ph Address: 18A Trafalgar Plaza, 105 H.V. Dela Costa Street, Salcedo Village Makati City The…

PesoCash – Safe Cash and Peso Loan Online

Company name: MyLoan Lending Investors Inc. Website: https://www.pesocash.ph Registration no.: NO.CS201900197 Contact info.: Phone Globe: +639 270317725Phone Smart: +639 612783945Website: https://www.pesocash.phEmail: cs@pesocash.phAddress: 12th Floor, Aseana Three Bldg., Macapagal Ave. cor…

Upeso Philippines – Fast Lending Online

Company name: U-PESO.PH LENDING CORPORATION Registration no.: No.CS201814908 Contact info.: Email: cs@upeso.phHours of Operations: 08:30-17:30, Monday to SaturdayAseana City, Aseana Ave, Parañaque, Metro Manila, PHILIPPINES The following two tabs change…

PagHiram – Cash Loan Online

Company name: MyCash Lending Investors Inc. Registration no.: No. CS201840987 Contact info.: Email: csr@paghiram.phPhone: 0909 677 5484Facebook: PagHiramFacebook Messenger: m.me/253963105515530 The following two tabs change content below.BioLatest Posts mayzelle Mayzelle…

Atome PH- Fast Online Cash Loan

Company name: Neuroncredit Financing Company Inc. Website: www.atome.ph Registration no.: No. CS201816338 Contact info.: E-mail: cs@atome.phFacebook: @AtomePhilippinesInstagram: @atomephAddress: Unit 1605 Centerpoint Building, Julia Vargas Ave., cor Garner Rd., Ortigas Center,…

Leave a Comment