Personal Finance

Paano nga ba ang tamang pagbayad ng utang? And Debt-Snowball Method ni Dave Ramsey ang magpapaliwanag ng mga tamang hakbang upang makabayad ng utang sa pinakamabisang paraan. Teka…teka sino nga ba si Dave Ramsey? Si Dave Ramsey ay isang batikang

2020 pero wala ka pa rin bang ipon? Bakit nga ba?Ano ba ang mga rason kung bakit di ka pa rin makapag ipon? Wants over needs; buying the things that you don’t necessarily need. Ang dami mo kasing binibili na

Dreaming of becoming financially stable? Well, it’s never too late to grind and be able to get your “A” game on in. Securing for a brighter future has become a top priority for every individual since savings are no longer

A savings plan is a plan which involves safe, secure and proper allocation of your savings whether in your own supervision or through the help of banks and other financial entities who will keep track in order to meet your

May mga bagay talaga na gusto nating bilhin pero napapaisip tayo bigla kung kaya ba talaga ng ating budget. Karamihan sa mga bagay na to ay luho na hindi naman talaga kailangan ngunit nakakapagbigay ng panandaliang saya. Ano nga ba

Ngayong panahon ng krisis sakit sa ulo talaga ang paniningil ng utang lalung-lalo na’t kailangan natin. Minsan tayo pa ang mahihiyang maningil at yung may utang pa ang may ganang magalit, magbibigay ng kung anu-anong rason hanggang sa ikaw ay

Laging kinikulang ang budget? Ginawa mo na nga ang lahat pero di pa rin sapat. Pwes, narito na ang tatlong sikreto upang magkaroon ng sapat na salapi. 1. Ipon muna bago ang gastos. Laging tatandaan ang 80-20 rule sa pag-iipon

Anu-ano nga ba ang paraan upang kumita sa stock market? Stock market provides extra income for investors in two simple ways. First is through dividend sharing and the other is through price appreciation. Once in awhile companies where the investors

There are two formulas to follow in order to prioritize savings. The first formula is the 80-20 rule. It is a widely used formula and is highly acknowledged as an efficient method for saving. The rule is simply to set

Habang papalubog ang ekonomiya parami ng parami din ang mga taong naeenggaanyong mag-invest sa sa ibat-ibang paraan kagaya ng Mutual Fund. Ano nga ba ang mutual fund? A mutual fund is professionally managed investment fund that source money from investors

The Calamity Loan provided by SSS and PAG-IBIG has the same purpose of providing immediate financial assistance to members who are currently affected by the global pandemic. Who are eligible for SSS Calamity Loan? For a member to qualify he/she

An automatic savings plan is a systematic method of saving money wherein a contributor will allow the involvement of a financial entity such as banks. This is to ensure a safer and more effective way of handling one’s savings in

PAG-IBIG Calamity Loan is a financial assistance given to members in times of catastrophy just like the COVID 19 pandemic. Now, who are eligible to apply for the calamity loan? All Pag-Ibig members who contributed for at least 24 monthly

I have a good news today. Sino ba ang gustong magkaroon ng credit card? Compared to wealthy countries, dito sa Pilipinas hindi po karamihan ang may credit card — kasi, mahirap din magkaroon nito. Kung wala kang banko, it is

Hello! Sa wakas, okay na po ang website ng Social Security System (SSS). Pero gaya ng pinakahuli nilang notice before nag-live ang website — sinabi nila na focused muna sila sa Small Business Wage Subsidy (SBWS). At tama, employer nga

I am one of the licensed agents of Pru Life UK, but this is not about selling insurance this time! This is about a free COVID-19 Protection and Personal Accident Insurance offered to you by Pru Life UK… This will

Totoo po yan. Yung diskarte natin sa buhay napakalaking tulong po, lalo na sa panahon ngayon. Ano ba ang iyong ginagawa ngayon? Hahayaan mo na lang ba na mapuputol ang income stream? No. Hindi mo hahayaan yan. Lalo pa’t may